Applying for a home loan can be a challenging and sometimes unnerving task, especially for first-time homeowners. Even well heeled buyers can feel a bit anxious when going through the application process, thanks to the many pitfalls that could result in a denial. Fortunately, you can avoid many of the pitfalls that trap most applicants with just a bit of good advice. Successfully navigating through the home loan process will help you be on your way towards purchasing a Boston luxury condo, Boston waterfront condo or other Boston real estate.

The first step in applying for a home loan is to choose the lender with the best rates available. Once you’ve arranged a meeting with your lender, the process of approving the loan application begins in earnest.

Charlestown is one of the 21 neighborhoods recognized as part of the greater Boston area. With a population of over 16,000, full of history and yet ever-changing, Charlestown has become the place for young professionals looking for a Boston luxury condo to call home.

North of Boston, between the Charles River and the Mystic River, Charlestown is a great walking town with many interesting historical sites. The monument to the Battle of Bunker Hill is at the north end of Boston’s Freedom Trail. The Charlestown Navy Yard is the home of the USS Constitution, the US Navy’s oldest commissioned ship.

Walking along the residential streets through Charlestown, one notices down the side streets a mixture of the colonial homes first built in the area. They